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The Commercial General Liability Policy (CGL) typically includes three insuring agreements each with its own limit of coverage. An occurrence form means that the policy that responds is the policy that is in force at the time of the alleged incident. The occurrence...
Every year, your insurance agent should reach out to you and ask if you have had a recent “insurance appraisal” to assist you in getting the correct property limits of reconstruction costs for your policy. In Florida, condominiums are required, by Florida Statute, to...
Have you heard of Hurricane Amnesia? That is the name that was given to the soft market insurance premium cycle that affected Florida and the coastal U.S. for the eleven years following Hurricane Wilma. An abundance of global capital seeking return on...
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